Terms and conditions for subscription planning

These terms outline your rights and responsibilities when using our subscription-based planning services. Please review them carefully before subscribing.

September 2, 2025

Acceptance of terms

By using our website or subscribing, you agree to these terms and our policies. If you do not accept, please refrain from using our services.

Definitions

The following definitions apply throughout these terms and conditions.

‘We’, ‘our’, and ‘us’ refer to arinaquaaerora and its authorised representatives.

‘You’ and ‘your’ mean any user of our site or subscriber to our services.

‘Services’ means the subscription-based financial planning described on this website.

‘Content’ refers to all information provided on our site.

Service usage

You must use our services for lawful purposes only and in accordance with these terms.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe or use our services.

Proof of age or residence may be required.

Your responsibilities

You are responsible for providing accurate information and keeping your account secure.

Keep your login details confidential and secure.
Update your contact, payment, and personal details as needed.
Use the service in compliance with applicable laws.
Contact us if you suspect unauthorised access to your account.

Prohibited uses

You must not misuse our services or website.

Attempt to access accounts or data not belonging to you.
Use our site for unlawful, harmful, or fraudulent purposes.
Copy, distribute, or misuse our content or materials.
Circumvent security features or attempt unauthorised access.
Impersonate arinaquaaerora staff or other users.

Intellectual property rights

All site content, trademarks, and materials are owned by arinaquaaerora or its licensors. You may not use, reproduce, or distribute our content without permission. Limited, non-commercial use is permitted for personal reference only.

User content

Any information you submit must be accurate and not violate third-party rights.

User content rights and use

We may use, store, or display your submitted content for service delivery, always respecting privacy laws.

Privacy and data use

Our privacy policy explains how we use and protect your information. By using our services, you consent to our privacy practices.

View privacy policy

Website and service disclaimer

We provide information for general purposes only and do not guarantee specific outcomes.

Important notice

Results may vary and past performance does not guarantee future results. No guarantee of financial outcomes is given.

Limitation of liability

Our liability is limited to the fullest extent allowed by Australian law. We are not responsible for losses resulting from use of our site or services.

Indemnification

You agree to indemnify us against claims or damages arising from your misuse of our services or breach of these terms.

Dispute resolution and law

We aim to resolve disputes fairly and in accordance with Australian law.

Arbitration

Disputes may be subject to binding arbitration as specified by law.

Arbitration location is New South Wales, Australia.

Online dispute resolution

You may access government dispute resolution platforms for consumer issues.

Consumer dispute resolution

Severability

If any term is found invalid, the remainder still applies.

Entire agreement

These terms, along with our policies, form the entire agreement between you and us.

Governing law and jurisdiction

This agreement is governed by Australian law and the courts of New South Wales.

Termination

We may suspend or terminate access for breach of these terms or unlawful activity.

Changes

We may update these terms at any time. Continued use indicates acceptance of changes.

Contact for terms

Questions about these terms? Contact us below.

Terms email: content@arinaquaaerora.com

Terms phone: +61.7.4444.9651

Terms address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective date of terms: September 2, 2025

Version: 3